20 Different 3 Fund Expanded Canvas Portfolios With 4+ Strategies

Sometimes it’s a good idea to give yourself a creative challenge.

One of my biggest weaknesses as an investor, that I’ve tried my best not to spill over profusely onto this site, is that I’m inclined towards complexity.

I love keeping a messy room when it comes to my own personal portfolio.

In other words, I’ve got lots of funds under the hood.

Way more than the average investor.

In terms of constructive feedback, I’ve had investors tell me that my portfolio ideas (that tend to be somewhere between 5 to 10 funds on average) are often overly complicated.

Hence, I’ve given myself a fun challenge.

Can I come up with diversified model portfolios that are capital efficient using only three funds?

Here is my specific mandate:

Create a series of diversified portfolios that offer 4 or more strategies that are limited to just 3 funds.

At first, I thought I’d maybe only come up with 4 to 6.

However, I’ve got 20 to share with you today!

Yes, you heard that correctly.

20.

Furthermore, they all follow the guidelines and template of the Picture Perfect Portfolios 2.0 model portfolios:

1. Capital Efficiency
2. Maximum Diversification
3. Optimization

An attempt by an amateur investor to come up with serious portfolios with absolutely ridiculous names.

You’ll notice they range from 140% to 200% canvas size and from ultra defensive (tactical equity exposure of 0% in defensive mode) to 100% equities plus diversifiers.

Moreover, each portfolio features a minimum of 4 strategies and a maximum of 9.

This challenge helped me to think more creatively and to tighten the reigns.

I was actually surprised that it’s a cinch to put together a diversified portfolio with just 3 funds.

So without further ado, let’s explore them!

About the Author & Disclosure

Picture Perfect Portfolios is the quantitative research arm of Samuel Jeffery, co-founder of the Samuel & Audrey Media Network. With over 15 years of global business experience and two World Travel Awards (Europe’s Leading Marketing Campaign 2017 & 2018), Samuel brings a unique global macro perspective to asset allocation.

Note: This content is strictly for educational purposes and reflects personal opinions, not professional financial advice. All strategies discussed involve risk; please consult a qualified advisor before investing.

20 Expanded Canvas Portfolios: 3 Funds / 4+ Strategies

These asset allocation ideas and model portfolios presented herein are purely for entertainment purposes only. This is NOT investment advice. These models are hypothetical and are intended to provide general information about potential ways to organize a portfolio based on theoretical scenarios and assumptions. They do not take into account the investment objectives, financial situation/goals, risk tolerance and/or specific needs of any particular individual. 

Perfect Pizza Portfolio

40% $RSSY – Return Stacked U.S. Equity & Futures Yield ETF (coming soon)
40% $RSBT – Return Stacked Bonds & Managed Futures ETF
20% $GDMN – WisdomTree Efficient Gold Plus Gold Miners Strategy Fund

Canvas: 196%

Exposures:

40% Equities
40% Carry (Futures)
40% Managed Futures
40% Bonds
36% Gold Strategy (Gold exposure + Gold producing equities)

Strategies: 6

Objective: A capital efficient alternative to an equal slice Harry Browne Portfolio with extra diversifiers (managed futures & carry) instead of cash

Benchmark: Harry Browne Permanent Portfolio (25% VTI / 25% GLD / 25% TLT / 25% BIL)

Bounty Hunter Portfolio

40% $RSST – Return Stacked US Stocks & Managed Futures ETF
40% $RSSB – Return Stacked Global Stocks & Bonds ETF
20% $RSSY – Return Stacked U.S. Equity & Futures Yield ETF (coming soon)

Canvas: 200%

Exposures:

100% Equities
40% Bonds
40% Managed Futures
20% Carry (Futures)

Strategies: 4

Objective: To outperform an all equity portfolio utilizing a diverse capital efficient ensemble of 100% alternatives added to the mix

Benchmark: 100% Equities (60% SPY + 40% VT)

Tightrope Walker Portfolio

40% $UPAR – UPAR Ultra Risk Parity ETF
40% $BLNDX – Standpoint Multi-Asset Fund
20% $QDSIX – AQR Diversifying Strategies Fund

Canvas: Variable

Exposures:

Global Equities
Bonds (including TIPs)
Managed Futures
Gold
Market Neutral
Macro
Style Premia
Arbitrage
Multi-Asset

Strategies: 9

Objective: As balanced and diverse of a portfolio that one could possibly assemble where maximum diversity is priority numero uno

Benchmark: None

The Chameleon Portfolio

50% $BLNDX – Standpoint Multi-Asset Fund
25% $RDMIX – Rational/ReSolve Adaptive Asset Allocation Fund
25% $QSPIX – AQR Style Premia Alternative Fund

Canvas: Variable

Exposures:

Global Equities
Managed Futures (Trend)
Bonds
Global Systematic Macro
Tail-Risk
Style Premia

Strategies: 6

Objective: An adaptive alternative to a global static risk parity portfolio where diversification reigns supreme

Benchmark: Global Risk Parity (50% $AGG / 30% $VT / 10% $GLD / 10% $DBC)

Coin It Portfolio

40% $GDE – WisdomTree Efficient Gold Plus Equity Strategy Fund ETF
36% $RSBT – Return Stacked Bonds & Managed Futures ETF
24% $BTRN – Bitcoin Trend Strategy ET

Canvas: 168%

Exposures:

36% Equities
36% Gold
36% Managed Futures
36% Bonds
24% Bitcoin (Trend-Following)

Strategies: 5

Objective: A diversified and capital efficient balanced portfolio with a generous allocation budget and tilt towards Bitcoin

Benchmark: None

Value Vulture Portfolio

60% $AVGV – Avantis All Equity Markets Value ETF
20% $RSBT – Return Stacked Bonds & Managed Futures ETF
20% $GOLY – Strategy Shares Gold-Hedged Bond ETF

Canvas: 140%

Exposures:

60% Global Value Equities
40% Bonds
20% Managed Futures
20% Gold

Strategies: 4

Objective: A balanced take on a global value tilted portfolio with three additional strategies added to the mix (bonds, managed futures, gold)

Benchmark: Global 60/40 (60% VT / 40% AGG)

Pack Mule Portfolio (60/40+)

40% $RSSB – Return Stacked Global Stocks & Bonds ETF
20% $RSST – Return Stacked US Stocks & Managed Futures ETF
40% $QDSIX – AQR Style Premia Alternative Fund

Canvas: 160%

Exposures:

60% Equities
40% Bonds
20% Managed Futures
40% Alt-Other:
Market Neutral
Macro
Style Premia
Arbitrage
Multi-Asset

Strategies: 8

Objective: To pack mule a diverse set of alternatives to the backbone of a 60/40 portfolio

Benchmark: 60/40 Portfolio (VBIAX and AOR)

Even-Steven Portfolio

50% $ACWV – iShares MSCI Global Min Vol Factor ETF
25% $RSBT – Return Stacked Bonds & Managed Futures ETF
25% $GOLY – Strategy Shares Gold-Hedged Bond ETF

Canvas: 140%

Exposures:

50% Global Min Vol Equities
50% Bonds
25% Managed Futures
25% Gold

Strategies: 4

Objective: Equal Parts Equities (50%), Bonds (50%) and Alternatives (50%) for a balanced defensive approach.

Benchmark: 50% VT / 50% AGG

So Trendy Portfolio

50% $BLNDX – Standpoint Multi-Asset Fund
30% $GMOM – Cambria Global Momentum ETF
20% $COM – Direxion Auspice Broad Commodity Strategy ETF

Canvas: Variable

Exposures:

Global Equities (MCW + factors)
Managed Futures
Bonds
Commodities (long + long/flat)

Strategies: 4

Objective: A pure trend portfolio (long, long-flat and long-short strategies) with exposure to a diverse range of global asset classes

Benchmark: AOK and AOR

Quantasaurus Portfolio

40% $SPQ – Simplify US Equity PLUS QIS ETF
40% $RSBT – Return Stacked Bonds & Managed Futures ETF
20% $GDE – WisdomTree Efficient Gold Plus Equity Strategy Fund ETF

Canvas: 176%

Exposures:

58% Equities
40% Bonds
40% Managed Futures
20% QIS Multi-Strategy
18% Gold

Strategies: 5

Objective: An alternative tilted portfolio where 78% of the portfolio exposure is committed to strategies other than long-stocks and bonds

Benchmark: None

Living Large L/S Portfolio

40% $RSST – Return Stacked US Stocks & Managed Futures ETF
40% $QLEIX – AQR Long-Short Equity Fund
20% $QSPIX – AQR Style Premia Alternative Fund

Canvas: 140%

Exposures:

40% Equities
40% Long-Short Equities
40% Managed Futures
20% Style Premia

Strategies: 4

Objective: A portfolio where every fund has exposure to L/S strategies across a diverse range of asset classes.

Benchmark: None

The Sloth Portfolio

35% $GDE – WisdomTree Efficient Gold Plus Equity Fund
35% $RSBT – Return Stacked Bonds & Managed Futures ETF
30% $CAOS – Alpha Architect Tail Risk ETF

Canvas: 163%

Exposures:

31.5% Equities
31.5% Gold
35% Bonds
35% Managed Futures (Trend)
30% Tail Risk: OTM Put

Strategies: 5

Objective: A Dragon-inspired portfolio with a slow and steady approach to accumulation whilst defensively being prepared for all economic scenarios

Benchmark: None

Factorious Portfolio

60% $GLOF – iShares Global Equity Factor ETF
20% $RSBT – Return Stacked Bonds & Managed Futures ETF
20% $RSBY – Return Stacked Bonds & Futures Yield ETF (coming soon)

Canvas: 140%

Exposures:

60% Global Multi-Factor Equities
40% Bonds
20% Managed Futures (Trend)
20% Carry (Futures)

Strategies: 4

Objective: A factor first approach to asset allocation where a multi-strategy approach is favoured over MCW equities.

Benchmark: 60% VT / 40% AGG

Creative Canvas Portfolio

60% $RSST – Return Stacked US Stocks & Managed Futures ETF
20% $GOLY – Strategy Shares Gold-Hedged Bond ETF
20% $RSBY – Return Stacked Bonds & Futures Yield ETF (coming soon)

Canvas: 200%

Exposures:

60% Equities
60% Managed Futures
40% Bonds
20% Gold
20% Carry

Strategies: 5

Objective: To expand the canvas to 200% with a balanced 60/40 portfolio plus diversifiers

Benchmark: 60/40 Portfolio ($VBIAX)

The Coward Portfolio

20% $HCMT – Direxion HCM Tactical Enhanced U.S. Equity Strategy ETF
40% $RSBT – Return Stacked Bonds & Managed Futures ETF
40% $GOLY – Strategy Shares Gold-Hedged Bond ETF

Canvas: 200% or 180%

Exposures:

Offensive:

40% Equities
80% Bonds
40% Managed Futures
40% Gold

Defensive:

0% Equities
80% Bonds
40% Managed Futures
40% Gold
20% Cash

Strategies: 4 of 5

Objective: A portfolio that has the ability to retreat to 0% equity exposure (hence the nickname ‘coward’) during market downturn scenarios

Benchmark: 20/80 Portfolio (20% $VTI / 80% $AGG)

Double Double Eh Portfolio

60% $AOFT – Auspice One Fund Trust
30% $PFAA.TO – Picton Mahoney Fortified Alpha Alternative Fund
10% $QBTL.TO – AGF US Market Neutral Anti-Beta CAD-Hedged ETF

Canvas: Variable

Exposures:

Global Equities
Managed Futures (Trend)
Bonds
Gold
M/N Equity
Arbitrage
Special Situation Credit
Style Premia

Strategies: 8

Objective: An alternative strategy for Canadians to consider who are seeking maximum diversification above all other considerations

Benchmark: Global Balanced (VBAL.TO ETF)

Ultimate Defender Portfolio

40% $ACWV – iShares MSCI Global Min Vol Factor ETF
50% $RSBT – Return Stacked Bonds & Managed Futures ETF
10% $CAOS – Alpha Architect Tail Risk ETF

Canvas: 150%

Exposures:

40% Global Min Vol Equities
50% Bonds
50% Managed Futures
10% OTM PUT

Strategies: 4

Objective: To overall limit exposure to equities (40%) and to choose the most defensive stocks strategy (min vol) to stabilize the portfolio

Benchmark: 40/60 Portfolio (40% VT / 60% AGG)

Tactical Tornado Portfolio

40% $RSSY – Return Stacked U.S. Equity & Futures Yield ETF (coming soon)
40% $RSBT – Return Stacked Bonds & Managed Futures ETF
20% $HCMT – Direxion HCM Tactical Enhanced U.S. Equity Strategy ETF

Canvas: 200% or 180%

Exposures:

Offensive:

80% Equities
40% Managed Futures
40% Bonds
40% Carry (Futures)

Defensive:

40% Equities
40% Managed Futures
40% Bonds
40% Cary (Futures)
20% Cash

Strategies: 4 or 5

Objective: A portfolio that is balanced but has an offensive boost towards growth (80%) or tactically retreats to conservative (40%) equity exposure

Benchmark: None

Tortoise Portfolio

20% $USML – ETRACS 2x Leveraged MSCI US Minimum Volatility Factor TR ETN
60% $RSBT – Return Stacked Bonds & Managed Futures ETF
20% $BTAL – AGF US Market Neutral Anti Beta Fund

Canvas: 180%

Exposures:

60% Bonds
60% Managed Futures
40% US Min Vol Equities
20% M/N Anti-Beta

Strategies: 4

Objective: A portfolio that is designed for slow and steady accumulation with the potential to retreat into its shell during market turbulence

Benchmark: 40/60 Portfolio (40% $VTI / 60% $AGG)

Alt Arrow Portfolio

40% $RSSB – Return Stacked Global Stocks & Bonds ETF
20% $QLEIX – AQR Long-Short Equity Fund
40% $QDSIX – AQR Diversifying Strategies Fund

Canvas: 140%

Exposures:

40% Global Equities
40% Bonds
40% Alt Other
20% L/S Equities
Market Neutral
Macro
Style Premia
Arbitrage
Multi-Asset

Strategies: 9

Objective: A portfolio where alternative strategies take up 60% of the resources in terms of asset allocation with only 40% to stocks/bonds.

Benchmark: None

Bonus Portfolios

Here are some bonus portfolios from other friends and acquaintances on FinTwit.

I love receiving contributions from others as it almost always opens my eyes to new possibilities.

Triforce Portfolio

Creator: @game_book_life

Backtest:

https://x.com/game_book_life/status/1773768852821684721

36.5% $RSST – Return Stacked US Stocks & Managed Futures ETF
27% $NTSI – WisdomTree International Efficient Core Fund
36.5% $QSPIX – AQR Style Premia Alternative Fund

Canvas: 186.5%

Exposures:

60.8% Equities (60/40 US/exUS)
36.5% Managed Futures
16.2% Bonds
73% Style Premia

Strategies: 4

Objective: An alternative to a global 60/40 portfolio that avoids home country bias (with Int-Developed equities) whilst committing significant resources to style premia and managed futures

Benchmark: Global 60/40 (60% $VT / 40% VBTLX)

3-Fund, 4+-Strategy Portfolios: Your Expanded-Canvas FAQ

1) What is a “3-fund expanded canvas” portfolio?

It’s a capital-efficient portfolio built from only three tickers that collectively deliver exposure to four or more return drivers (e.g., equities, bonds, managed futures, gold, carry, style premia). By stacking exposures inside each fund (e.g., 90/60, 100/100), you expand total “canvas” beyond 100% while keeping the lineup simple.

2) How do you measure the “canvas size” (e.g., 140%–200%)?

Canvas size approximates the portfolio’s summed gross exposures. For example, a 40% position in a 100/100 fund contributes ~40% equity + ~40% bonds. Add up all stacked sleeves across the three funds; totals above 100% indicate an expanded canvas that frees room for diversifiers without sacrificing core assets.

3) Why limit the build to only three funds?

Three funds force discipline. You capture meaningful diversification (4–9 strategies) with minimal operational complexity, fewer rebalance legs, lower trading friction, and cleaner risk oversight—yet still benefit from stacked, uncorrelated sleeves.

4) Which return drivers show up most across the 20 models?

The common quartet is global equities, bonds, managed futures (trend), and gold. Many models also layer carry, market-neutral/anti-beta, style premia, macro, long/short equity, options/tail-risk, and selective bitcoin trend exposure for asymmetric shock protection or convexity.

5) How do these models balance offense and defense?

Offense comes from equities (sometimes factor-tilted) and carry/style premia; defense is delivered by managed futures, gold, market-neutral, and optional tail-risk. Several portfolios have tactical sleeves that can dial equity from full throttle to near-zero during downtrends.

6) What distinguishes “defensive” vs “offensive” 3-fund builds?

Defensive variants bias to min-vol equities, larger bond and trend sleeves, gold, and optional puts—aiming for shallow drawdowns. Offensive versions tilt toward higher equity weight, equity-plus overlays, and return-enhancing alts while still retaining diversifiers that historically shine in stress.

7) How do carry and style-premia fit in a 3-fund mix?

Carry (e.g., futures yield) and multi-premia/style strategies diversify beyond pure beta and trend. They often have low correlation to both stocks and bonds, offering smoother returns between equity cycles and complementing crisis-alpha from managed futures.

8) Can a 3-fund build rival a classic 60/40?

Yes. Several lineups recreate or surpass 60/40 risk/return by return-stacking: one fund supplies equity+bond beta, while the other two introduce trend, gold, and premia. The idea is 60/40 plus—keeping the core engine while adding uncorrelated sleeves for better Sharpe and smaller max drawdowns.

9) How should I think about rebalancing with stacked funds?

Use calendar (e.g., quarterly/semiannual) or band-based rules (e.g., ±20% of target sleeve weights). Because stacked funds move multiple sleeves at once, keep rebalancing simple and avoid over-trading; let the embedded strategies (trend/tactical) do some of the heavy lifting.

10) What risks should I monitor in expanded-canvas builds?

Watch leverage mechanics, derivative collateral, bond duration mix, concentration, tracking difference, and liquidity/spreads. Ensure each fund’s process is transparent, capacity-aware, and consistent with your risk budget—especially when total canvas approaches 180–200%.

11) How do I choose among the 20 models?

Rank by your priorities: drawdown tolerance, equity target, strategy count, and simplicity. If defense is paramount, prefer min-vol/anti-beta + trend + gold. If growth is key, favor equity-plus overlays with complementary managed futures and premia. Match exposures to your time horizon and behavior.

12) Are these meant to be copied as-is?

No—treat them as templates. The tickers illustrate how to stack exposures; your final mix should reflect personal objectives, tax location, account type, and product access. The win is learning how to get 4–9 distinct strategies from only three funds while keeping the portfolio manageable.

Nomadic Samuel Final Thoughts

Whew, thanks for making it through all 20 portfolios!

I hope I didn’t overwhelm you with options galore.

Sometimes going to a behemoth supermarket can make me feel anxious as I’m overwhelmed by choices.

However, I wanted to present as many different portfolio options as possible to explore all of the interesting combinations out there.

These, at the end of the day, are just ideas.

I’m of the firm opinion that it’s not a wise idea to just copy any of these portfolios; instead put your personal stamp of approval by coming up with something that makes sense for you.

With all that said, there has never been a better time IMO to be a capital efficient DIY investor.

You have so many options these days as fascinating puzzles pieces continue to penetrate the marketplace.

But at this point in the article I’m more interested in what you’ve got to say.

What are some three fund portfolio ideas that you’ve come up with?

Do you have a favourite portfolio amongst the ones that I’ve shared?

Please let me know in the comments below.

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